There are three things that helped our one income family build an emergency fund, pay off over $20,000 in debt, and start saving to buy our first home.

1. Starting a budget that we could actually stick with
2. Using a cash envelope system
3. Meal planning!!!

By using this Meal Planning on a Budget Toolkit you will start to see YOUR MONEY build up in your bank account, all while saving time and stress at dinner time!